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Home Policy Cover Options

At Liberty Insurance we offer a range of insurance cover for your home and its contents. We also include Emergency Home Repair cover if you have both buildings and contents covered.

Below is a summary of what is covered under our home insurance policies.You can find a more detailed explanation or these benefits on our buildings insurance and contents insurance pages.

All home insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits

BuildingContents
Emergency Home Repair (Applies to policies that have both buildings and contents cover only)yesyes
Emergency Home Repair 24 hour Helplineyesyes
Alternative accommodationyesyes
Accidental Damageoptionaloptional
Fire brigade chargesyesno
New for old contents covernoyes
Property Owners Liabilityyesno
Access for repairsyesno
All risksnooptional
Replacement locks up to €650noyes
Pedal cycles up to €300 per bicyclenoyes
Public Liabilitynoyes
Title deeds cover up to €750noyes
Visitors’ personal belongings up to €1000noyes
Frozen foods up to €700noyes
Loss of heating oil up to €750noyes
Money up to €500 & credit cards up to €1500noyes
Jury service cover - €25 per day, up to €700noyes
Fatal injury benefit - €5000noyes
Wedding and christmas giftsnoyes